Mortgage Rates since 1971
Interest rates have changed -- jumped, some say. But, looking at the past can put into perspective how good or bad the current rates really are. Take a look.
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Ready for a Remodel? Choose Projects with a High Return on Investment
Home improvement projects can be an excellent way to add value to your home. Of course, if you want to maximize your return on investment, you will need to choose the right projects. According to Remodeling magazine’s most recent “Cost vs. Value” report, the following common home improvement projects have a high return on investment.
Kitchen Upgrades
A kitchen upgrade is one of the more effective home improvement projects you can complete... Read More
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National Home Sales Dip, but Properties Are Still Selling Quickly
For the third consecutive month, existing-home sales declined, according to the National Association of Realtors (NAR). In April, two of the four major sales regions in the country experienced month-over-month sales gains, while two recorded losses. Yet when it came to year-over-year sales, every region saw sales declines. Lawrence Yun, chief economist for NAR, believed that higher home prices and mortgage rates... Read More
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Holding a Summer Garage Sale? Try These Tips for Success
Holding a yard sale or garage sale can be fun and wildly successful, or it can be pure drudgery and a waste of time. Don’t go to the trouble without reading these tips to make your sale a success.
Join Forces with Friends
A lot of stuff in a sale is always more enticing than sparse offerings. A garage sale requires a lot of energy, lifting, moving, and time for details... Read More
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Market Statistics Around the Puget Sound Region
The market has been very dynamic for years -- either a strong seller's market or a strong buyer's market. I've put together some graphs to show what's happening.
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Five Cool Ways to Save on Air Conditioning This Summer
Implementing even one of these five tips will help you lower your summertime cooling bill. Put all five into practice and you may save more money than you thought possible. Just don’t forget to turn down your AC.
1. Turn On Your Fans
Used in tandem with air conditioning, ceiling fans do a fantastic job of keeping you cool by blowing hot air away from your skin. A top-quality ceiling fan with a high energy-efficiency rating may help you slash your air conditioning bill by nearly 15%. Tip: Don’t bother leaving your fan on when... Read More
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Surprisingly, These Things Don’t Affect Your Credit Score
When becoming informed about what affects your credit score, it’s just as important to know the things that don’t have an impact on your credit score―either positive or negative―as it is to understand the factors that can help or hurt your credit. Here is a look at five things that surprisingly won’t affect your credit rating.
1. Certain Monthly Payments
Paying your rent and utilities on time won’t help or hurt your credit. However, if you fall so far behind on payments that you are sent to a collection agency, it will have a negative effect on your credit rating.
2. Bank Overdraft Fees
Accidentally charging too much on your debit card can be a pain... Read More
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Past Newsletters
In case you missed a previous newsletter, all of my Out of Bounds Realty newsletters can be found here.
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